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NJ Daily Savings. Rs.99 onwards.
Select Investment Amount
Gold Investment Calculator
Selected Amount
₹0
Today's Gold Rate
₹12900.0/g
0.000g
Short Overview
A disciplined daily-saving plan starting from just ₹99/day, designed for customers who want to slowly accumulate gold without feeling the financial pressure. Your daily payments are converted into the equivalent value of gold at market price, helping you grow your gold savings over time.
You can pay online using Cards or UPI. Message us on WhatsApp to to Guide you.
This scheme is ideal for first-time savers, students, homemakers, or anyone who wants to make gold ownership a daily habit.
Benefits for the Customer
1. Start your savings from just ₹99 per month, making it affordable for everyone.
2.Each payment is converted into gold or silver weight based on the prevailing rate on the day of payment, according to your chosen preference.
3.Upon completion of 330 days (11 months), the accumulated savings can be redeemed.
4.After 330 days (11 months), you may purchase gold coins or silver coins using the accumulated balance.
5.If you choose to purchase gold jewellery instead of coins, you will receive 50% off on wastage charges and zero making charges.
Terms & Conditions
- Minimum daily amount: ₹99.
- Payments must be made daily (online or through WhatsApp UPI ID request).
- Tenure: 330 days.
- Early withdrawal is not allowed.
- Redemption is allowed only for jewellery purchase, not for cash.
- Minimum redemption requirement: value equal to 1 gram of gold.
- Redemption allowed for both gold and silver coin.
- No instant reward for this scheme.
- 10 days grace allowed within the 6-month period.
- Identity verification will be done personally via WhatsApp if required.
- Payments accepted via UPI and Card (auto-UPI / auto-debit not available).
- Gold rate cut will be according to the day’s market gold price at the time of saving conversion.
By purchasing this chit scheme, you agree to all the above-mentioned terms and conditions.
